New exemption limits could simplify your planning.
July 28, 2025
Good news for estate planners and individuals preparing their legacy plans! Starting January 1, 2026, the federal estate tax exemption will be permanently set at $15 million per individual (or $30 million for married couples). This update, reported by ACTEC, brings clarity and stability to an area often marked by uncertainty.
What Does This Mean for You?
No More Last-Minute Planning: Previously, fluctuating exemption rates at year-end created a rush for individuals trying to finalize their strategies. Now, with a fixed threshold, planners can take a more deliberate and measured approach.
Greater Predictability: Permanent changes provide a reliable framework for families with substantial assets to plan multi-generational wealth transfers without surprises.
Who Benefits: High-net-worth individuals and families, business owners, and those with complex estates will find it easier to implement long-term strategies.
Act Early to Maximize Benefits
While this update eliminates the urgency often felt at the close of the year, beginning your planning early remains key. It ensures that your estate plan aligns with current laws and secures your assets efficiently.
Looking for guidance on how this new legislation may impact your estate? We’re here to help!
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Remember—planning ahead isn’t just about protecting “stuff.” It’s about protecting your people. Don’t wait. Start today!
Your kids, your home, your legacy—don’t leave them to chance. Make a plan that gives you peace of mind and protects the future you’ve worked so hard to build.
PARENTING TIP:
Name Legal Guardians: Take time to carefully choose who will care for your children if something unexpected happens to you. Discuss this decision with the individuals you name to ensure they’re comfortable and aligned with your wishes.